Everyone wants to be able to have enough money so that they can go on that much needed holiday, whether it’s a solo trip or a family vacation. But one of the most common reasons as to why we are unable to go on those big adventures and explore a new area in the world, is because we don’t have enough money. As frustrating as this is, it is sometimes out of our hands. You may be working nine to five every day, and yet still can’t afford what you need because there are bills to pay and mouths to feed. So how are you ever going to be able to pay for that dream holiday on top of all that?
EARN THE MONEY
If you have the time, you may want to think about getting an extra job so you have a second income to rely on. Essentially, any extra money that you have coming in on top of everything else you already earn is a bonus. So all of that can be used to get the holiday you want. If you don’t mind the idea of being even busier, get something that is part-time and flexible so you can fit it around your usual schedule. One industry that always needs more staff is the catering and hospitality department. So if you’re okay with waiting tables in the evenings or on the weekends, then get looking around in your local area. Because any extra money you have can go into your dream holiday fund.
Borrow the money
A lot of people tend to be scared away by the idea of taking out a loan because they assume that their account will have to go under the microscope. And may end up being turned down due to having a bad credit score. But there are companies that give you fast money with no credit check so you no longer need to worry about any embarrassment. Depending on the kind of loan you get, it can be catered to any individual so you are the one in charge of how you go about it. Just always make sure that you read up on the interest rates so you have a good understanding of how much you are required to pay back.
Save the money
Open yourself a savings account and whenever your income allows you to, send a percentage of that money to that account. This takes a bit of time, but the earlier you start, the more you will have saved up for when it matters. The trick is to completely forget that you have any savings as that way you won’t be tempted to have a peek and spend some of those hard earned dollars to treat yourself as this defies the whole point. Don’t touch it. Don’t even look at it until you need it, like for a deposit on a home, a new car, or in your case – that dream holiday. It’s a very rewarding feeling knowing that you managed to reach your target all by yourself.